Commercial Property in North London – for sale and to rent…

With the UK finally coming out of recession after the first double-dip downturn since the 1970s, organisations are turning their minds to the future rather than consolidation and digging in. Property prices have levelled off across the country, although commercial property in london has appeared comparatively resilient – it has pushed up the rest of the country’s property figures over the last few months, though the average is still broadly flat. Now, shops to let in north London provide an opportunity for companies looking to take advantage of improving economic conditions as well as the rather depressed property prices that are still evident. Alternatively, a shop for sale in London may prove a good investment if you are in it for the long term, since prices can in the long run only lift.

The relative lack of space and limited new development suggests that competition will only get harder in the long term. In the near-term, however, there are still a slew of pressures on the market. Continued economic uncertainty – partly around Greece and the Eurozone, but more recently on the looming spectre of America’s ‘fiscal cliff’, which could throw the US and the rest of the world back into recession – means that fluctuations are to be expected for the foreseeable future. Job losses in the public sector and scepticism for the financial sector are not balanced smoothly by the optimism of the private sector and, in any case, the ‘rebalancing’ of the economy means that different sectors are experiencing growth and suffering cutbacks.

All of this means that commercial property in london is in a state of flux, and probably will continue to be for some years. Shops to rent in north London come in all shapes and sizes, suitable for all organisations, and there are plenty of bargains to be snapped up for the company that has the cash to invest at this critical watershed. Alternatively, a shop for sale in London may be a better prospect for some – particularly those with deep reserves who have a business model that is sustainable over the long term. It is worth consulting with an experienced estate agents to make sure that your needs will be met in line with your budget, since the exact location of a shop or other property can make a massive difference to footfall and consequently the success of your enterprise.

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Duplicate Payments within your AP systems

Accounts payable audits are utilized by many companies to cut back on unnecessary costs which may slip between the cracks within a busy organization. If a company suspects it is paying too much, efficient recovery audit software can isolate duplicate payments and disparities between payments negotiated and payments received. Normally, this software is installed alongside existing accounting software, and can be run on a regular basis to search for and analyse unnecessary payments or over-payments. Over time, these recovered claims often add up to millions of pounds. The software works across different departments, making sure that system disparities between accounting or data entry are identified and either eradicated or accounted for by those dealing with finance.

A full-scale accounts payable audit will also involve accounts payable consultants coming in to the organization to talk with staff, inspect systems, and give recommendations for doing things in a different way in order to prevent losses and overpayments before they ensue. However, such an audit is not needed frequently. Reliable recovery audit software can run on its own once it is installed, showing results to workers in a clear and readable way, and automatically implementing necessary changes. Companies are generally encouraged to make corrective claims as soon as possible after the incorrect payment is made: during a delay, a vendor may go out of business, become hard to contact, or simply spend the duplicate payments or overpayments made to them.

Often savings are made byfinding duplicate claims and incorrect statement claims by vendors. These are not necessarily deliberate attempts at fraud or incorrect payments: busy people, on both the supply and payments side, can make blunders. Especially in a large organization, changes in complex invoicing systems, staff turnover and the structure of the company can mean that many payments slip through the net. Meanwhile unclaimed cheques, errors with inaccurate currency conversion, application of taxes, VAT and discount offers, all cause problems.

Computers, however, have no margin of human error, which is why many companies opt for the forensic proficiency of recovery audit software. Forensic data analysis is a sophisticated way to investigate and correct historical overpayments, and to make recommendations for avoiding error in the future. And if there is fraud going on at some stage, in the company or with a supplier, the sooner it’s found out the better. The larger the organization, the more money they inevitably save by doing an accounts payable audit.

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Invoice processing makes for more expedient payments systems

Efficiency is the watchword in business today. With times tough and cuts starting to hurt, there is no room for wasting time and money doing things in a slower or more torturous way than they need to be. The challenge with this, however, is in moving from one familiar way of working to a more effective set of procedures. Although these will result in improved productivity – and therefore a healthier bottom line – there will always be some resistance out of a desire to keep the status quo. Document management is one way in which efficiency can be improved. Its aim is to shift paper documents of all kinds into electronic form (via document processing) and then arrange and employ them in the best way. This is particularly helpful in certain areas of business, such as invoice processing and your accounts procedures.

Invoice processing is vital because the stakes here can be higher than elsewhere. For starters, you may have a high volume of payments and transactions occurring. That means a large number of invoices. The average invoice might have a dozen fields of data on it. You could be copying these manually a number of times – into your accounting systems, payment systems, and other records. Every time it is copied there is room for error to creep in. And there is lots of evidence that this frequently occurs, resulting in unnecessary payments. Properly managed, your electronic invoices can be integrated with other accounting systems, significantly reducing the time required to deal with payments and also decreasing the scope for error.

In other instances, the efficiencies of time can be just as impressive. A single paper note or document can end up on someone’s desk, buried under a pile of paper or accidentally thrown out. In electronic form, this is no longer an issue. It can be shared amongst any number of employees, placed in a central or shared folder on your network, and accessed at any time. (Of course, if you want it to remain confidential then there are ways of going about this too.)

Document management is therefore a vital strand of lifting the performance of any business. Dealing with paper documents is simply inefficient and, sometimes, risky. Too much can be left to chance, paperwork gets lost or damaged, and handling times are unnecessarily long. Document processing – and especially invoice processing – allows you to expedite certain procedures, spending your time and money on what really matters.

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Sales presentations and the science of the slideshow

Powerpoint presentations are a very common way to bolster your verbal presentation and, when used properly, can give an exceptional boost to your audience’s engagement with the material. sales presentations can be hard-going at the best of times, but good Powerpoint design can provide extra details, snare the attention of listeners in danger of tuning out, and provide a critical second strand of information. Consequently, this is one skill it’s worth acquiring – or buying in from an external consultancy if you don’t have the confidence to do it well in-house.

The reason Powerpoint and other visual presentations are so worthwhile is that some people simply do not respond well to the spoken word. Each of us understands a presentation in our own unique way and, for one reason or another, we may not take on board much of the material in a talk. There is a rule that some people are auditory learners – they engage well with the spoken word – whereas others are visual (and others kinaesthetic – that is, they respond to activity, rather than seeing or hearing). Of course, each of us is a mixture of these aspects rather than employing one alone. However, the reality remains that a large proportion of us may not digest well information that is delivered orally. Backing up a spoken-word presentation with a visual one caters to these types.

Therein lies one potential problem of Powerpoint, however. It is all too easy to duplicate content on the screen – in the worst cases, merely repeating the spoken presentation verbatim with a set of slides. This is both distracting to the audience and insulting to their intelligence. A better strategy is to complement, not copy. A picture speaks a thousand words, and charts and photos can supply helpful background information that cannot concisely be given by the speaker. Moreover, information presented this way is far more accessible than written words, in that it is far richer in content.

Powerpoint design can therefore contribute a great deal to your sales presentations and other events. The catch is to do it properly, since bad Powerpoint design will actually detract from your delivery, rather than just not adding very much. Dedicated companies offer training in how to put together a convincing slideshow – one that will engage your audience and complement your speech. Alternatively, you can simply farm out this aspect of your presentation and get an expert to put it together for you.

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London kickboxing club will spice up your exercise routine

If you feel like your exercise routine needs some jazzing up, then turn to a London kickboxing club for a work out that will really keep you on your toes. The last thing you want is for your fitness to decrease because you’re not motivated to go to the local leisure centre. With plenty of London kickboxing classes on offer, there’s no excuse not to seek one out. What’s more, once you’ve done some kickboxing, London will feel a large amount safer.

Exercise should never feel like a duty. Keeping fit and healthy should be something you enjoy, not a duty. Kickboxing offers a fantastically fun and engaging way to get fit – and it’s a little bit different, meaning you’ll not be just one more middle-of-the-road jogger or one more member of that agonising legs bums n’ tums class. Kickboxing is an aerobic sport and increases co-ordination, flexibility, strength and speed – all in all, a great workout.

What’s more, kickboxing always takes place in an interactive, sociable situation. Most classes are non-contact, so don’t be daunted, but with your sparring partner right in front of you, there’s no time to think about what you’re having for dinner or watching the clock. Most importantly this is a sport that demands your concentration physically and mentally. You’ve got to be on the alert and always thinking about your next move.

These benefits are allied with another, which is the boost kickboxing can give your mental and spiritual health. The sociable, fun aspect improves your confidence, and as you acquire more skills this new-found confidence will rise and rise. The knowledge that you can defend yourself should a threatening situation arise also contributes towards this peace of mind. The supportive group-learning is geared towards making you feel supported, and at the same time, challenging you to go beyond your comfort zone. There’ll be no danger of tedium in this setting.

The defence aspect of kickboxing is an important one, because as well as improving your assertiveness, and giving you the tools to keep yourself and your property from harm, you’ll be doing two things at once! Keeping fit, and staying safe. When you live in a fast-paced city such as London, you’ll know what a windfall it is to be able to multi-task.  London kickboxing classes are available for everyone, from young children to teenagers, students and adults. All levels and standards are allowed for, and the multi-tasking can continue – as there are a great deal of classes specifically for younger children from the age of four upwards, your kids can go to their class while you go to yours. Child-minding sorted! They get instructed in discipline, respect and confidence, too – all vital life-skills. London kickboxing clubs are a fusion of Western boxing and Eastern martial arts, taking the best of both worlds to give you a sport that never feels tedious. Join a kickboxing London class today!

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Document management that does away with paperwork for good

Business reputation is everything these days. In the current climate of recession businesses are being held responsible and required to prove their worth. In such a situation it is recommended that all financial dealings are documented and filed in a highly-organised way. If ever an auditor wishes to question the investments made, expenses claimed or taxes paid by your company it is best for a business to have a transparent and comprehensible set of numbers and written procedures to hand. If this kind of paperwork is unavailable suspicions may be aroused. All of this may sound scary, especially if your company’s administration if not in the best of shape. There is no need to panic unnecessarily, however, nor rush into expensive procedures for getting on track after years of being set in bad ways. Indeed, studies have shown that businesses who take on new employees to scan and capture invoice data actually waste valuable resources: these employees doubtless have more valuable abilities than those required to manage scanners and copiers. They also inevitably make errors from time to time – as all humans do. More cost effective, then, is the option of digitising your invoice processing: accuracy and speed will be improved, much as document management and document processing systems will be if they too are left in the safe hands of specially adapted software.

All sectors whose daily practice involves making and receiving payments can gain from digitising their data. This includes pretty much every institution, small business or collective, from schools to shops to media services and manufacturing companies. The idea may seem daunting for those who have never used computers for such tasks before, preferring to do them manually. But with good training, encouragement and ongoing technical support the change from manual to digital processing will feel like a breath of fresh air. The more mature employee, for example, will doubtless remember the days where the filing cabinets took up half of the office space, even seemed to be colonising it as the years went by! Nowadays, when documents are saved and managed on computers, clutter can be properly controlled.

Furthermore, when document management, document processing and invoice processing are all achieved digitally, businesses are at far lower risk of losing data. The same data can be saved on a shared drive, for example, and thus if one computer crashes there are several other systems from which ‘lost’ information can still be retrieved. Not only is this useful for the company’s transparency, it also allows managers to monitor business success over long periods of time.

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Fast cash companies can offer surprising interest rates

With many people finding themselves in difficult financial situations since the crash of the money markets in 2008, unsecured loans offering quick cash are becoming more and more common. Many people are turning to the organisations which offer unsecured personal loans, requiring no collateral and handing out fast cash within a few days of taking out the loan, in order to cover holes in their personal financial schedules. Perhaps the day of the month that rent is due comes a few days before the day when the borrower’s salary comes in, or otherwise a sudden and unexpected expense – repairs to a car, home or appliance, a business opportunity too good to turn down, or the deposit for a holiday or tenancy agreement – needs to be covered with emergency cash. This is the time when borrowers start trawling the internet for cheap loans which they can use to tide them over a few crucial days or weeks, and which won’t cost the earth in interest rates.

It’s the level of the interest charged on loans that makes some people think twice about short term unsecured loans. These types of loans are always quicker and easier to arrange than secured loans, as there is no valuation of the property or ‘security’ to be done, and there’s usually a fairly uncomplicated standard contract. People who take out unsecured loans will often find the money in their bank accounts within a few days of signing the loan agreement, and some specialist ‘emergency’ lending organisations will even make the transfer within a few hours of the contracts being signed. This is great for people who are in a financial emergency. But unfortunately, borrowers can often get carried away with the speed of the loan process, and forget to check the other important factor in loan provision: the level of interest charged on the loan.

This is what people mean when they talk about ‘cheap loans.’ Very few lending firms charge a flat fee for borrowing (the exception is some Islamic financial services, as interest is prohibited under Islam), so ‘cheap’ in this field refers to the percentage of the loan charged as interest. Some unsecured loans can be very expensive, with several hundred per cent interest being charged. However, for those wise consumers who shop around, quick cash can be borrowed on a relatively low interest rate. And the quicker you repay the loan, the less time the interest will have to mount up – so if you take out a fast cash loan, paying it back equally as quickly could mean that you end up paying out very little in interest.

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Powerpoint presentations that communicate to audiences and enlighten

It is a common but mistaken preconception that powerpoint presentations are easy to master. Indeed, where sales presentations are concerned in particular, the novice who decides to use Powerpoint can end up doing more bad than good to his or her commercial prospects. This is because Powerpoint design is an art to be learnt; much like painting or drawing it requires the acquisition and refinement of acute visual skills and an imaginative approach to composition. Audiences become easily bored and worse, turned off, by presentations that only exploit the bare minimum degree of potential from a software product that can actually be a real asset when used expertly.

Businesses that spend a large amount of their time marketing ideas to external clients should, with the above warning in mind, take care to invest in adequate training for their employees. In brief, a member of the team who gives a bad impression of the brand through Powerpoint or who fails to sell what in actual fact is a stellar idea will be making a business loss not only in the short run – in terms of immediate revenue – but also in terms of the long term acceptance of the future ideas of his or her colleagues.

What needs to be understood is that originality and performance really matter in Powerpoint advertising. In the hyper-industrialised age people are not easily fobbed off by cheap ploys for fast sales of nothing substantial; in an economy that has long been based on debt and trading on nothing concrete, new commercial ideas are unsurprisingly met with scepticism. As such, audiences and panels are looking for products and services offering change, inspiration, perhaps even a feeling of innocence – even if false – to help us forget that almost every aspect of human life has been commodified.

Make good use of powerpoint presentations then – they are mere supports for our ingenuity and should enlighten ideas rather than serve them up cold in a font and format we’ve all seen before. Sales presentations will benefit manifold from this approach that is only possible if Powerpoint design is well taught.

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Why you should invest in the phono amp

If the following situation sounds familiar, it may well be that you are in serious need of a phono stage.  Your speaker system is all wired up and ready to play, your amplifiers are connected, but nothing seems to be coming out of the speakers.  Those speakers were not made for silence – why is the sound failing to come through?  The reason may be connected to the fact that generally, modern amplifiers do not feature an input socket marked turntable, so they cannot be connected unless you have a phono preamp.  This is quite simply an electronic circuit or stage that deals with the correct amplification of the phono cartridge and sends it to the amp or audio system. It is also often referred to as a phono stage or a phono amp, but these actually all describe the same thing.

It is important not to let all these different terms confuse you – this is just a box that connects a turntable and an amplifier.  However, if this type of sound technology is all rather new, it can be difficult to choose which one to buy.  In order to make this choice, it is worth gaining some sense of how the phono amp works.  It is all a matter of changes in technology, as when vinyl records were standard, integrated amplifiers always had an input for the record player or turntable.  However, when analogue sources started to become digital in origin, this no longer seemed worthwhile.  As digital sources have similar voltages, all that was needed a simple switch that selects between inputs.  For this reason, the ‘passive preamp’ was created.  This is not exactly a preamp, rather, these boxes contain switches and relays.  The phono amp hence ensures that you achieve the best level of amplification.

Obtaining and setting up the preamp is remarkably stress free, even for those who are not particularly technologically savvy.  Setting up the system is just a matter of obtaining a phono-stage, hooking up the turntable to it, and hooking up the output from the preamp to your amplifier.  As prices can vary widely, it can be difficult to decide which one to go for, but it is important to be aware that the quality of your sound will to an extent be dependent on the phono amp you decide on.  A particularly cheap preamp is usually unlikely to provide you with high quality audio, but equally, some budget preamps are dressed up as very high quality ones.  It is generally safest to opt for a mid-priced product.

It is important, therefore, not to be confused by the technicalities.  The phono stage, the phono preamp and the phono amp all have the same function, that of connecting your amp to your turntable.  Having found an amplifier that works, your music system should be ready to go. After this point, whether you are a part time DJ or just planning a party, you should find that all your records sound better than ever before with the right kind of amp to channel the beats.

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Shops to let in North London: make sure you have the right agent

For commercial property London is one of the best places in the world to be looking. The market tanked during the financial crisis, with values for some of the biggest buildings such as office space being cut in half. Rents fell, though not as far. As a result, yields were considered extremely good and when the bounce occurred investors piled in to take advantage of the bargains on offer. The comparatively weak pound meant that foreign money poured in from Europe and the Middle East, since these currencies could buy more. Commercial property comes in a number of forms (offices, industrial, retail), and specific agents may deal with some or all aspects of it. Those offering small shops to let in north london may or may not be able to secure a good deal on several thousand square feet of grade A office space – since the type of outfit looking for a shop for sale in London or somewhere to rent is likely to be different from a big company looking to relocate its headquarters.

At the same time, depending on the nature of your business, there can be great strength in going to an agency that deals with a broad cross-section of the property market, since many companies will require more than one sub-sector. If you’re after several shops to rent in North London, there’s a good chance you’ll need warehouses to keep your stock in and office space to administrate your business. It’s simpler and cheaper to find all of these through the same agency than it is to hunt around and pick them up piecemeal.

London is a good prospect for commercial property at the moment – a growth area that led the country’s recovery in the sector. The rebound from recession has not been as strong as hoped, but the capital has tended to do better than other areas, partly due to the lack of new developments, heralding a bottleneck in coming years and pushing up prices through the simple law of supply and demand. If you’re looking for a shop for sale in London or other forms of commercial property London is still promising in terms of the potential for return. However, regardless of whether you are looking for industrial property on the outskirts or shops to let in north london, ensuring you have the right agent can make a huge difference in the cost and suitability of the space you rent or buy.

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